These Terms and Conditions of Use (“Terms”, “Agreement”) govern your access to and use of this application, website, software, service, and any related features (collectively, the MoneyNut).
By accessing, browsing, registering for, downloading, installing, interacting with, or otherwise using the App in any manner whatsoever, you acknowledge, confirm, and agree that you have read, understood, accepted, and agreed to be legally bound by these Terms, whether or not you have actually read them in full.
If you do not agree to these Terms in their entirety, you must immediately cease all use of the App.
The App is a personal, experimental, non-commercial project developed independently for educational and informational purposes. The App is not a bank, financial institution, investment platform, accounting service, or regulated financial product.
The App is provided free of charge, without consideration, and without any express or implied guarantees of accuracy, reliability, availability, suitability, completeness, or correctness.
The App is under active and ongoing development. As such, the App may be incomplete, unstable, experimental, partially implemented, or subject to errors, bugs, omissions, defects, or inaccuracies.
You acknowledge that features may change, be removed, be temporarily unavailable, or cease to function entirely at any time without notice.
The App is NOT guaranteed to be secure, encrypted, hardened, penetration-tested, audited, certified, or compliant with any specific security standard or framework.
The developer makes no representation that data transmitted to, stored within, or processed by the App is protected from unauthorized access, interception, disclosure, alteration, or destruction.
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT USE OF THE APP AND SUBMISSION OF ANY INFORMATION IS DONE ENTIRELY AT YOUR OWN RISK.
You agree not to submit sensitive, confidential, regulated, or mission-critical information, including but not limited to:
Nothing within the App constitutes financial advice, investment advice, tax advice, legal advice, accounting advice, or professional guidance of any kind.
All information is provided for general informational and educational purposes only. You are solely responsible for evaluating any information and making your own decisions.
You agree to use the App only in compliance with applicable laws and regulations and not to misuse, abuse, interfere with, or disrupt the operation of the App.
The App is provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, whether express, implied, statutory, or otherwise.
To the maximum extent permitted by law, the developer shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to data loss, financial loss, system failure, or business interruption.
You agree to indemnify and hold harmless the developer from any claims, damages, liabilities, losses, or expenses arising from your use of the App.
The developer reserves the right to modify, suspend, or terminate the App or these Terms at any time, with or without notice.
These Terms constitute the entire agreement between you and the developer regarding the use of the App and supersede all prior communications.